4 Inexpensive Ways to Save Christmas
The big challenge this Christmas will be to do it all on a budget.
Whether it is living on a reduced income or increasing financial obligations, offering the Christmas of Old might seem like a distant memory.
However, it is important not to give up hope.
Where there is a will there is a way and there are many options that parents can take advantage of in order to successfully pull off a Christmas that the entire family can be happy with.
Here are some common sense tips that will make a good Christmas a more achievable reality.
It seems like common sense but with October already halfway through it is important to stress planning and saving ahead of time.
The problem with the age old rule of procrastination is that when the time comes to do what needs to be done, you have much fewer options to work with.
This leaves you stressed, frustrated, and feeling like you have no way out.
Saving gives you the wiggle room that you need to do your shopping successfully.
It is also important to know that even saving the smallest amount can yield big dividends.
You may even surprise yourself by even meeting your savings goal in time for the holidays.
Look for different programs that will make paying for gifts easier.
Credit especially in this climate should be the absolute last resort if at all.
It is not worth the trouble to put yourself in a more difficult financial situations by relying on credit.
If you want to stretch out paying for an item or present there are many stores that are adopting interest free payment programs such as layaway.
In advance of the holiday shopping season make sure to ask about these programs at local retailers.
You can also check online to see if there are online options for layaway as well.
As mentioned before planning ahead will give you more options in order to get all the items on your shopping list.
Sales are something everyone is familiar with.
However few people actually think of how to best leverage them.
First there is a common fact that the initial sale of a season is not going to be your best chance for real savings.
It often comes during the end of the season as a clearance sale.
If you know that certain items for the holidays will still be outside what you can afford, then get something lesser for the holiday and try purchase items after the holidays.
For your younger kids you can just say that Santa had come back because he forgot to deliver all the presents.
If you are really insistent on making sure you get everything in time for Christmas Eve then you can do the following.
Sign up now for retail store memberships.
This often gives you access to pre Sale sales that will get your first dibs on popular items.
Also try shopping online.
Shopping online gives you the benefit of avoiding crowds and doing effective comparison shopping.
A great way to make the holidays special for your kids is to help them believe in Santa this year.
An effective and simple way to do that is with a personalized letter from Santa.
Santa letters can be ordered online and customized with information about your Child only you and them could know.
So when they receive it they will really believe they got a reply from Santa Claus.