Personal Finance : Business & Finance
An Individual Retirement Account (IRA) is a personal savings plan for retirement. Essentially, participants contribute money to a government-approved trustee or custodian that manages the money until or through the owner's retirement. Contribution amounts are limited, but other features...
If you have an American Express card, there's a good chance you're already enrolled in their popular Membership Rewards Program. It's a built-in feature with most American Express cards. You earn at least one point for every dollar you spend on your American Express card. Shopping at certain stores
Once your credit and score have plummeted, it takes consistent work and effort to rebuild good credit. Considering credit scores are used for so many things, including many job applications, utilizing methods to improve your credit rapidly are essential.
Health insurance protects you when you need it most, whether it is when you are working and going about your everyday life, traveling across the country, or even relaxing at home. Everyone knows that an ...
When you've forgotten an IRA withdrawal but your taxes are already filed, you'll need to amend your tax return and state your additional income. The IRS receives IRA information from the account trustee, so it's only a matter of time until a letter arrives asking you to amend your tax...
Drafters, traditionally called draftsmen, prepare technical drawings and plans for manufacturing and construction workers to build a myriad of items including medical equipment, computers, machinery and buildings. With the advent of computer-aided design, drafters could create and store drawings tha
When you begin to plan your estate and write your will, you are putting into place instructions your family and friends will follow after you die. Delaware residents' wills must comply with the relevant provisions of the Delaware Code---specifically, they must comply with the statutes in Title 12: t
The Social Security Administration affords an unmarried ex-spouse the same status as a current husband or wife with regard to spousal benefits. As long as you meet all filing requirements and are single at the time you apply, you can rely on an ex-spouse’s work record whether you start receivi
Credit reports are viewed by banks, insurers and employers as a method for screening applicants. "Your credit report contains information about where you live, how you pay your bills, and whether you've been sued or arrested, or have filed for bankruptcy," according to the Federal Trade Commission w
For some time I thought I could do a better job explaining financial terms to students than the glossary sites I was using. While I worked around these problems, what really pushed me over the ...
Credit is an essential aspect of most people's lives, but some have bad credit. Fortunately, bad credit is something that can be repaired, either through diligent effort or simply with the passage of time. If you're interested in achieving credit repair, the best thing to do is take a proactive appr
The Internal Revenue Service allow you to submit an offer in compromise if you owe more tax than you can possibly pay or if you are suffering from financial hardship due to extenuating circumstances. Filing an offer in compromise is not cheap, but in some cases it may be a better option than paying
Social Security numbers were introduced in 1936 merely to identify participants in the then-new Social Security retirement and disability benefits program. In the decades since then, they have become the closest thing the United States has to a national ID number. Applying for a Social Security numb
Disabled veterans often have difficulty transitioning back into civilian life. This can cause financial difficulties for their families, especially when the veteran may not be able to return to work. A number of organizations exist that provide financial support for disabled veterans and their famil
Saving all the "ListBox" items to a Microsoft Access database using Visual Basic.NET (VB.NET) can make your application more dynamic by storing your data in a database. In VB, you can use the OLE DB interface, which is a set of COM-based interfaces that allow you to connect to an Access database. On
Many homeowners and property management companies require the first month's rent and a security deposit of an equal amount before leasing a rental property. For people with low incomes or those facing financial difficulties, paying the equivalent of two months' rent up-front can be a financial strai